We work with individuals, families, and organizations, often across generations.
We primarily serve individuals, families, foundations and organizations seeking long-term, fundamentals-based financial guidance. Most of our clients have $250,000 or more in investable assets and are seeking a relationship built on trust, communication, and steady performance.
Whether preparing for retirement, managing complex portfolios, or planning a transition, what our clients value most is clarity, continuity, and thoughtful planning across life stages, generations, and market cycles.
We offer
Financial Planning
Long-term strategies for retirement, education, estate planning, and intergenerational wealth transfer.
Investment Management
Disciplined portfolio construction across equities, fixed income and select alternatives, grounded in fundamentals and designed to hold up across market cycles.
Ongoing Advisory Support
Regular communication, plainspoken market insights, and a reliable partner when life or the markets shift.
Our Investment Philosophy
We invest your money the way we invest ours. Seriously.
Thoughtfully, transparently, and with the long term in mind. Our mission is to help our clients gain financial independence and personal freedom.
Discipline
We don’t chase headlines or react to market noise. Our strategies are grounded in investing fundamentals and shaped by a clear-eyed view of risk.
Communication
Clear communication is part of our process. We meet regularly with portfolio managers, explain what’s changing, and help you stay grounded when markets shift.
Perspective
Investing isn’t about the next quarter. It’s about the next chapter. We help clients build portfolios that support real lives, legacy and lasting goals.
Education
We make the complex feel clear. Our role is to help you understand the markets without the jargon or overwhelm.
We build portfolios designed with the goal of long-term resilience across varying market conditions.
Our focus is on long-term outcomes, not short-term swings. Our strategy begins with one principle: avoid large losses. That means building portfolios with a thoughtful mix of asset classes that behave differently in different market conditions, what’s known as diversification with low correlation.
We allocate across three broad buckets:
Equities – for long-term growth.
Fixed Income – to reduce volatility
Alternatives – for additional diversification and risk management
We use passive investments where they make sense, and select active managers only when we believe they provide consistent value or protection. All investing involves some degree of risk, and while we can’t predict the future, we aim to build portfolios that are resilient across market cycles.
As independent, fee-only fiduciaries, we’re not tied to products or platforms. We make decisions in your best interest. Always.
Experience
Our philosophy is built on real-world results.
With 46+ years in practice and over $500M under management, we’ve helped generations of families navigate market volatility, life transitions, and long-term planning with confidence. Carl Stuart brings deep expertise, institutional insight, and a client base that spans decades. Lindsey Stuart contributes a fresh perspective shaped by work in education, philanthropy, and strategic leadership, broadening how we serve families preparing for what’s next.
This shared experience informs how we work—and what clients can expect:
Fiduciary guidance grounded in long-term experience
Specialized insight into intergenerational and legacy planning
Strategic alignment between financial goals and personal values
A track record of helping clients weather life and market changes